A joyful moment as a father lifts his laughing young son in a sunlit room, creating an atmosphere of warmth and happiness. Family bond is evident.

Multiple bills, one debt consolidation loan

Consolidate debts into a single loan with a fixed monthly payment.

See If You Pre-Qualify Now

Without impacting your credit score.

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Tackle your debts today for a 
brighter tomorrow

  • Juggle less

    Simplify your budget with one manageable payment.

  • Know more

    Have a fixed rate and set repayment schedule.

  • Move forward

    With a debt consolidation loan, you can simplify your debt and get on with life.

A man with a beard smiles slightly, looking to the right, in a sunlit garden. The warm evening sunlight creates a peaceful, contemplative mood.
Smiling older woman with gray hair converses with a blurred figure in a cozy room, conveying warmth and connection. Neutral tones and soft lighting.

How Does Debt Consolidation Work?

Turn multiple balances into a single streamlined payment that aligns with your budget and goals with a debt consolidation loan.

  • Simplifies your finances with one monthly payment

  • Helps you make steady progress instead of just minimum payments

Smiling woman in striped shirt sits on a couch, looking at her smartphone. The room is cozy, with plants and framed art, creating a warm, relaxed atmosphere.

How to apply for a Lendmark loan:

When you need a personal loan, you don't have to sacrifice convenience for 
customer care.

  1. 1

    Check if you pre-qualify online or submit an application at our local branch.

    Let us know a bit about you, and we can get started on your request.

  2. 2

    We will verify your information and go over options.

    We'll review and verify your documents, then provide an application decision.

  3. 3

    If approved, come in to sign the agreement.

    Visit your nearest branch to finalize the loan and choose a funding method.

See If You Pre-Qualify Now

Without impacting your credit score.

Find a Branch

Questions about personal loans? Here are some of the most frequently asked.

What type of loans does Lendmark Financial Services make?

Lendmark offers a variety of personal loans for seasonal purposes such as vacation, back-to-school and holiday purchases, home repair projects, unexpected emergency expenses, and debt consolidation needs.

Is collateral required to get my loan?

For qualified applicants, preferred pricing may be available if the loan is secured with collateral. In some cases, we require collateral to approve the loan. Please contact your local Lendmark Financial Services branch for further information.

What is the range of loan amounts Lendmark Financial Services offers?

The following minimum loan sizes apply:

  • Florida, Louisiana, Mississippi: $2,000.00

  • Alabama, Arizona, California, Colorado, Georgia, Idaho, Kansas, Kentucky, Maryland, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin: $3,000.00

The maximum unsecured loan size is $8,000.00. Larger loan sizes are available but collateral requirements will apply.

Does Lendmark Financial Services report to the credit bureau? If so, which one?

Yes, Lendmark reports monthly to the three main national credit bureaus: Equifax, Experian, and TransUnion. Please see our Credit Bureau Information page to learn more about how you can submit a request to correct or dispute inaccuracies found on your credit report.

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See what Lendmark can do for you

With our customer-first approach, we're here to provide exceptional service and reliable loan solutions. Get started today, and see your rate with no impact on your credit score.

See If You Pre-Qualify Now

Without impacting your credit score.

Find a Branch