Father and son assembling furniture in a bright kitchen. The boy uses a mallet while the father assists, both smiling and enjoying their teamwork.

Applying for a personal loan with Lendmark is simple and friendly

We offer fixed interest rates, quick decisions¹, and a simple way to apply online for a same-day personal loan.

See If You Pre-Qualify Now

Without impacting your credit score.

Find a Branch

Fast funding² meets personal service.

When you need a personal loan, you don't have to sacrifice convenience for customer care.

  • Debt Consolidation

    Loans for a brighter tomorrow with one monthly payment.

  • Auto Loans

    Find your vehicle, we’ll provide a rate and payment quote.

  • Unexpected Bills

    Get the extra funds you need to cover life's sudden expenses.

An elderly couple joyfully celebrates an anniversary at a table set with a cake and flowers. They are surrounded by family in a lush garden setting.

Personal loans with quick decisions¹ that work for you

We strive to make borrowing easy and affordable while meeting your unique needs.

  • Same-day personal loan funding available

  • Flexible loan payment options

  • Local branches, friendly service

Personal loans that put people first

Our lending solutions support customers through life’s planned and unexpected moments.

  • 550+

    Branches in 24 states

  • 30+

    Years in business

  • 500k+

    Customers served

"The Lendmark staff is always friendly and very courteous. I truly appreciate the understanding Lendmark gives their clients. They treat you as a person instead of just an account number. "

Customer reviews collected via satisfaction surveys administered through a third-party customer experience platform. Not all responses shown. Individual experiences vary.

How to apply for a Lendmark loan:

When you need a personal loan, you don't have to sacrifice convenience for customer care.

  1. Check if you pre-qualify online or submit an application at our local branch.

    Let us know a bit about you, and we can get started on your request.

  2. We will verify your information and go over options.

    We'll review and verify your documents, then provide an application decision.

  3. If approved, come in to sign the agreement.

    Visit your nearest branch to finalize the loan and choose how you’d like to receive funds.

See If You Pre-Qualify Now

Without impacting your credit score.

Find a Branch

Questions about personal loans? Here are some of the most frequently asked.

What type of loans does Lendmark Financial Services make?

Lendmark offers a variety of personal loans for seasonal purposes such as vacation, back-to-school and holiday purchases, home repair projects, unexpected emergency expenses, and debt consolidation needs.

Is collateral required to get my loan?

For qualified applicants, preferred pricing may be available if the loan is secured with collateral. In some cases, we require collateral to approve the loan. Please contact your local Lendmark Financial Services branch for further information.

What is the range of loan amounts Lendmark Financial Services offers?

The following minimum loan sizes apply:

  • Florida, Louisiana, Mississippi: $2,000.00

  • Alabama, Arizona, California, Colorado, Georgia, Idaho, Kansas, Kentucky, Maryland, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin: $3,000.00

The maximum unsecured loan size is $8,000.00. Larger loan sizes are available but collateral requirements will apply.

Does Lendmark Financial Services report to the credit bureau? If so, which one?

Yes, Lendmark reports monthly to the three main national credit bureaus: Equifax, Experian, and TransUnion. Please see our Credit Bureau Information page to learn more about how you can submit a request to correct or dispute inaccuracies found on your credit report.

See all FAQs

See what Lendmark can do for you

With our customer-first approach, we're here to provide exceptional service and reliable loan solutions. Get started today, and you can see your rate with no impact on your credit score.

See If You Pre-Qualify Now

Without impacting your credit score.

Find a Branch
A couple smiles while looking at a laptop in a cozy living room. The woman points at the screen, with an iced coffee on the table, conveying a relaxed mood.

1. Between December 15th 2025 and January 25th 2026, 57.4% of Lendmark’s personal loan applications were decisioned within 60 minutes.

2. Between January 1 and May 31, 2026, 67.15% of Lendmark’s personal loan applications were approved and funded within 1 business day.