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Personal loans for the moments that matter

See If You Pre-Qualify Now

Without impacting your credit score.

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A loving couple in their 50s-60s shares an affectionate embrace in their modern home. The gray-haired man wraps his arms around the woman from behind, both laughing joyfully. A teal accent wall and natural lighting convey comfort and partnership.

Your life, your loan,  your Lendmark

  • Same-day loans available

    Check if you pre-qualify online or submit an application at our local branch and you could have your money that day.

  • Flexible loan payment options

    Repaying your loan is simple with a fixed rate and customized term.

  • Local branches, friendly service

    Stop by for friendly service from any of our 500+ branches nationwide.

Where fast funding¹ meets personal service.

When you need a personal loan, you don't have to sacrifice convenience for customer care.

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Lendmark Financial Services storefront on a spring day with red brick walls and beige stucco displaying the company name. Large windows show loan promotional signs, and a pink magnolia tree in bloom frames the welcoming entrance.
An Asian mother and daughter embrace beside a car trunk loaded with college move-in supplies. The mother wears a coral pink sweater while the daughter carries a backpack. Golden afternoon light captures this bittersweet farewell moment.
Lendmark Financial Services storefront on a spring day with red brick walls and beige stucco displaying the company name. Large windows show loan promotional signs, and a pink magnolia tree in bloom frames the welcoming entrance.
An Asian mother and daughter embrace beside a car trunk loaded with college move-in supplies. The mother wears a coral pink sweater while the daughter carries a backpack. Golden afternoon light captures this bittersweet farewell moment.

How to apply for a Lendmark loan:

  1. 1

    Check if you pre-qualify online or submit an application at our local branch.

    Let us know a bit about you, and we can get started on your request.

  2. 2

    We will verify your information and go over options.

    We'll review and verify your documents, then provide an application decision.

  3. 3

    If approved, come in to sign the agreement.

    Visit your nearest branch to finalize the loan and choose a funding method.

See If You Pre-Qualify Now

Without impacting your credit score.

Find a Branch
A woman with long, curly brown hair smiles warmly while looking at her smartphone on an outdoor patio. She wears a beige polka dot tank top and gold necklace. A sunlit backyard with lawn, trees, and pool creates a relaxed summer atmosphere.
A woman with long, curly brown hair smiles warmly while looking at her smartphone on an outdoor patio. She wears a beige polka dot tank top and gold necklace. A sunlit backyard with lawn, trees, and pool creates a relaxed summer atmosphere.

Personal loans built on real relationships

Our lending solutions support customers through life’s planned and unexpected moments.

  • 550+

    Branches and growing

  • 500k+

    Customers and counting

Our customers say it best:

1/3

“I've never been late on a payment and between the holidays and paychecks this was the first time I was going to be late by a few days I called in and they was awesome about it helped and we figured out a solution within minutes!! Always a great experience they are so understanding helpful and judgment free!!”

Lendmark Customer

“John was able to get me financed when others would not. He was very understanding of my situation, and did everything he could to help. He went above and beyond and thanks to him my daughter and I have a nice reliable vehicle to get us where we need to go. A huge worry off my shoulders.”

Lendmark Customer

“The Lendmark staff is always friendly and very courteous. I truly appreciate the understanding Lendmark gives their clients. They treat you as a person instead of just an account number.”

Lendmark Customer

The reviews displayed above were submitted by Lendmark Financial Services customers who completed a voluntary satisfaction survey administered through a third-party customer experience platform. These reviews reflect the real-life experiences of individuals who obtained our products and services. However, individual results may vary. All opinions expressed are strictly the views of the reviewer. Not all survey responses are displayed.

See what Lendmark can do for you

With our customer-first approach, we're here to provide exceptional service and loan solutions. Get started today and see your rate with no impact on your credit score.

See If You Pre-Qualify Now

Without impacting your credit score.

Find a Branch
A joyful middle-aged Black man with a bald head leans against a gray sedan while holding a smartphone. He wears a rust-colored shirt and dark jeans, smiling broadly. Soft, overcast light and blurred greenery create a warm, candid atmosphere.
A joyful middle-aged Black man with a bald head leans against a gray sedan while holding a smartphone. He wears a rust-colored shirt and dark jeans, smiling broadly. Soft, overcast light and blurred greenery create a warm, candid atmosphere.
A joyful middle-aged Black man with a bald head leans against a gray sedan while holding a smartphone. He wears a rust-colored shirt and dark jeans, smiling broadly. Soft, overcast light and blurred greenery create a warm, candid atmosphere.
A joyful middle-aged Black man with a bald head leans against a gray sedan while holding a smartphone. He wears a rust-colored shirt and dark jeans, smiling broadly. Soft, overcast light and blurred greenery create a warm, candid atmosphere.

  1. Between January 1 and May 31, 2026, 67.15% of Lendmark’s personal loan applications were approved and funded within 1 business day.

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Lendmark Financial Services is licensed in AL, AZ, CA, CO, FL, GA, ID, KY, KS, LA, MD, MO, MS, NC, OH, PA, SC, TN, TX, UT, VA, WA, WI, and WV.

Loans are also available through Lendmark Financial Services of West Virginia, Inc.

For CA Branches Only: Loans made or arranged pursuant to a California Financing law license.

Licensed by the Virginia State Corporation Commission, License Number CFI-104. NMLSID # 167907. (opens in new tab)

All loans are subject to credit approval, income verification, and underwriting standards, which include assessing your ability to repay the offered monthly payment. Loan amounts, rates, terms, and fees may vary by state and can change without notice. Collateral requirements may apply. Active-duty military, their spouse, or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. This offer may not be valid if you opened a loan in the past 60 days. Your credit report will be accessed before opening a new loan account.

Online loan closing option is available for qualifying borrowers only. Eligibility is based on a number of factors including applicant's state of residence, product type, and Lendmark's credit policy at the time of application. Applicant must also review and accept our Notice and Consent Agreement for Electronic Signature and Records.

Maximum APRs on new loans will not exceed 35.99%. APRs vary by state law, loan amount, and your credit profile. Repayment terms range from a minimum of 12 months to a maximum of 72 months. Your credit history, income, debt obligations, collateral (if applicable), and prior loan experience are considered when determining eligibility and loan terms. There are no prepayment penalties.

Representative Example: For a $4,500 loan with a 42-month term at a 29.00% interest rate, the APR is 33.10% (including permitted loan origination fees). You would make 42 monthly payments of $172.

Texas Example: For a $4,500 loan at 30.26% APR with a finance charge of $2,848.00, you would make 42 monthly payments of $174.96, for a total payment of $7,348.00. The amount financed may not be the net proceeds paid to you if charges other than interest are included in the loan.

Fees: Origination or other allowable fees may apply based on state law and program guidelines.

Important: Missing payments may result in additional fees and negative credit reporting.

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