General Disclosures

This Application for Credit ("Application") is to Lendmark Financial Services, LLC and its subsidiaries and affiliates (“Lendmark”). I have read this Application and affirm that everything stated in it is true and correct in all respects. In connection with your evaluation and verification of my application, I acknowledge and agree that prior to obtaining a loan with Lendmark you may obtain a Consumer Credit Report from a Credit Reporting Agency. In so doing, you may use my social security number, my address, and other information I give you to help assure that you access the correct information from the Credit Reporting Agency.

Our initial application review process may use a “soft” credit inquiry to determine whether a pre-qualified loan offer is available. The “soft” credit inquiry is only visible to you and does not impact your credit score. If a pre-qualified loan offer is available based on the initial application review and you accept the offer or if we are unable to determine eligibility for a pre-qualified loan offer using a “soft” credit inquiry and you wish to continue with our full application process, we will obtain your credit report using a “hard” inquiry. The “hard” inquiry is visible to you and others who may review your credit and may impact your credit score.

In evaluating my application, you may contact my current or former employers, landlords, creditors, or other businesses and individuals. I agree that you may do so and I agree to sign a written authorization to do so, if you request.

I also consent to receiving phone calls and text messages in connection with this application, and if approved, in connection with my loan account, including phone calls made using an automatic telephone dialing system or an artificial or prerecorded voice message, at any phone number(s) listed on this application or any such phone numbers that I may provide in the future, from Lendmark and its assigns, service providers and agents.

California Disclosure: Married persons may apply for separate accounts.

Ohio Disclosure: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.